PNN – the Foreclosure Foresome 3/10/13 HAMP FALLING SHORT OF HELPING TO SLOW FORECLOSURE CRISIS Special Offers on disney cruise line sailings as of 11/6/2017 The Disney Cruise Line Blog One of the major reasons why HAMP has failed to make a dent in the foreclosure crisis is that it is depending on the voluntary action of mortgage servicers to modify toxic mortgages. The hamp foreclosure prevention program is not proactive enough and does not inflict penalties on noncompliant mortgage servicers who have high foreclosure rates.Foreclosure inventory stands at 329,000, or 0.8 percent of all homes with a mortgage. Foreclosure inventory stood at 467,000, or 1.2 percent of all homes with a mortgage, in December 2015.
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